The rainy season is upon us and sometimes can cause the blues, but paradise has its way of making even the gloomiest  of days seem bright. This shot was taken from the porch of Rancho Tranquillo property that is currently for sale at $350,000. I guess the pot of gold really is in our backyard.

http://www.twooceansproperties.com/reasons-to-invest-in-panama.php?page=7

The above article is one of the many that are out there that highlight the exciting and appealing aspects of moving to Panama. Keep on checking out articles like this and then narrow down your research as to what you are looking for in retirement, living or vacationing long term.
After you do your research, please feel free to contact people on the ground to ask questions, get personal opinions and maybe even make friends for your enjoyment down here.

This is a great concise article describing the advantages of living in Panama for retirees. The main draws:
Inexpensive Real Estate, lower cost of living, a relaxing pace of life and of course - the SCENERY!

http://www.internationalliving.com/Countries/Panama/Retire

Furthermore, Panama has one of the lowest costs of living in Central America - homes can be built for around $40 per square foot, unskilled labor averages around $6.40 a day, water bills are around $18 a year, while telephone service can be around $30 a month.
One big perk for foreign investors or retirees:
Foreign Investors don't pay property taxes for 20 years.

How about that for decreasing your monthly or annual budget?